This active and investment savvy audience is attracted to low commissions, low investment minimums and quick trading options offered by discount brokerages and online accounts.  These qualified independent investors and inquirers are accustomed and prefer to make their own stock and bond acquisitions and trading decisions from their own research and analysis.  They are attracted and thrive on the control, flexibility and low trading costs of utilizing a discount brokerage for the acquisition of: New York, American, NASDAQ, OTC ( Over-the-Counter), IPO ( Initial Public Offering ), BB ( Bulletin Board ), and "PINK" stock and corporate bonds.  These speculative, hands-on investors have acquired or have made a qualified inquiry to invest in publicly traded stocks or corporate bond for a minimum of $10,000 within the last 12 months.